Oct 2011

home warranty cost comparison

Our collection of home warranty plans will fit any situation. Because homeowners insurance doesn’t cover everything in your home, like appliances, ductwork, air conditioners, heating systems, plumbing systems, electrical systems, and phones, you need additional coverage. This coverage comes in the form of a home warranty. At the Home Service Club, we custom fit each of our home warranty plans to your needs. We take on the stress of repairing and replacing worn out appliances so you don’t have to. I have Choice Home Warranty on four separate properties located in three states. One of my properties actually has a secondary policy because of both size and a second kitchen. Three properties have Optional Coverage for septic systems, in ground well pumps and in ground pool. I submitted a claim for system failure of pool pump. The claim was denied. According to the Choice Home Warranty technician the claim was denied for multiple reasons all of which the technician tried to assure the claim adjuster were NOT the reasons for the failure.

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Oct 2011

costco home warranty plans

The only time I would recommend a home warranty is when you buy a home and the seller pays for it, maybe you can have one expensive repair taken care of in that first year, but don't expect them to replace anything or be timely about it. And expect to be on hold for 20 to 60 minutes on the phone every time you talk to them. As a Realtor I have been in the habit of buying these policies for my buyer clients. I have mixed feelings about these. The companies are known to deny claims however I have almost always been able to intervene to make sure they fix the broken item. A call to their regional representative, and a threat to stop buying policies if they don't fix the appliance, gives me some leverage because of the thousands I spend on these every year.

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